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Employer CDH Solutions

Our complete suite of spending accounts -- featuring a convenient, multi-purse payment card, intuitive account-management site, and mobile app -- makes it easier to manage benefit dollars.

Health Savings Account (HSA)

One card. One partner. One website.

HSAs allow employees to contribute and set aside pre-tax dollars for qualified medical expenses. The account is paired with a High-Deductible Health Plan, reducing plan premiums, easing taxes, and decreasing out-of-pocket healthcare costs.

Benefits to Employers:

  • Tax savings
  • Increase employee satisfaction 
  • Manage your HSA program with a single payment card, Website and administrator
  • Full integration with your payroll and HR applications
  • Simple, flexible administration tools to meet your specific requirements
  • Turn-key implementation with support from Implementation Specialists

Benefits to Employees:

  • Tax savings
  • Lower healthcare premium
  • Simple payment card accepted at clinics, hospitals, pharmacies, etc.
  • Anytime account access online
  • Convenient Bill Pay and direct deposit reimbursement options
  • Integrated HSA investment options
  • Automated e-mail reminders and notices
  • Access to important decision support tools to make informed healthcare decision from the U.S. Bank Healthcare Toolbox

 

Starting your HSA program is easy. Let US help you manage healthcare spending for you and your employees.

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Get Started on Your HSA!

Starting your HSA program is easy.
U.S. Bank badgeLet US help you manage healthcare spending for you and your employees.

Learn More

Tools & Resources

 HPS card

Phone operator

Flexible Spending Account (FSA)

Easy for you. Smart for them.

FSAs enable employees to set aside a portion of their earnings before taxes to pay for qualified medical and dependent care expenses. Participants have access to the full-year total from Day 1 of the plan year, and the money is paid back through payroll deductions. This is a terrific spending option for employees who do not have a High-Deductible Health Plan.

Benefits to Employers:

  • Reduced administrative burden 
  • Ability to customize eligible expenses and plan rules to meet your plan design needs
  • Easy account management through a single portal
  • Full integration with your payroll and HR applications
  • Simple, flexible administration tools to meet your specific requirements
  • Turn-key implementation with support from Implementation Specialists
  • Dedicated Employer Service Team to manage your program

Benefits to Employees:

  • A single, simple payment card
  • Anytime account access online
  • Automated claim processing
  • Simple online claim submission and processing capabilities including ability to upload receipts
  • Convenient direct deposit reimbursement options
  • Decision support tools from the U.S. Bank Healthcare Toolbox

Health Reimbursement Arrangement (HRA)

Empower employees to manage their healthcare spending

HRAs are employer-funded, tax-sheltered arrangements that help participants pay for qualified medical expenses.

Benefits to Employers:

  • Reduced administrative burden 
  • Ability to customize eligible expenses and plan rules to meet your plan design needs
  • Easy account management through a single portal
  • Full integration with your payroll and HR applications
  • Simple, flexible administration tools to meet your specific requirements
  • Turn-key implementation with support from Implementation Specialists
  • Dedicated Employer Service Team to manage your program

Benefits to Employees:

  • A single, simple payment card
  • Anytime account access online
  • Automated claim processing
  • Simple online claim submission and processing capabilities including ability to upload receipts
  • Convenient direct deposit reimbursement options
  • Decision support tools from the U.S. Bank Healthcare Toolbox

Other Tax-advantaged Accounts

We also offer a Parking/Transit program, allowing individuals to save pre-tax dollars for predictable transit expenses.